EOFY Series: 5 Common EOFY/July Myths About the NDIS

Every year around tax time, we hear the same types of questions from NDIS participants. Let's bust some of the most common myths about the NDIS and the new financial year…

Myth #1: My NDIS Funding Resets on 1 July

False.

Unlike many government programs, the NDIS doesn't follow the financial year.

Your funding is linked to your individual plan dates. If your plan runs from October to October, for example, nothing changes on 1 July.

That's why it's important to know your own plan dates rather than worrying about the calendar.

Myth #2: I Have to Spend All My Funding Before EOFY

False.

There's no need to rush out and book extra services simply because it's the end of June.

Your funding should always be used because you genuinely need the support—not because of the financial year.

If you're unsure how you're tracking with your funding, it's worth speaking with your provider or support coordinator.

Myth #3: If I Don't Use All My Funding, Will It Roll Over Into the New Plan?

False.

Since May 2026, there have been some proposed changes. These include that if you don't spend all of a period's funding, the unused amount remains available in later periods of that same plan. However, when that plan ends and a new plan begins, any remaining unspent funding generally returns to the NDIA rather than carrying into the new plan.

This is not official yet, but is one of the aspects we will keep you posted on in an upcoming blog - so keep watch!

Myth #4: July Is Only Important If I'm Self-Managed

False.

Whether you're agency-managed, plan-managed or self-managed, the start of a new financial year is a great opportunity to review your supports, check your progress and make sure everything is working as it should.

It's a chance to ask yourself:

• Are my supports helping me achieve my goals?

• Is there anything I'd like to change?

• Am I getting good value from my providers?

Everyone benefits from taking stock.

Myth #5: I Should Wait Until My Plan Review to Make Changes

Definitely not.

If a support isn't working, your goals have changed, or you simply feel another provider may be a better fit, you don't have to wait until your next plan review.

Your NDIS journey should evolve with your needs, and making changes when they're needed can often lead to better outcomes.

Final Thoughts

While the financial year doesn't affect your NDIS funding directly, it is the perfect reminder to review your plan, your progress, and whether your supports are still helping you achieve the life you want.

The more you understand your NDIS plan, the more confident you'll be in making informed decisions and getting the most from your funding.

If you have questions about your NDIS plan or would like some guidance on making the most of your supports, our team is always happy to help.